参与者文档

如果您对 Secure Retirement Plan(安心悠享退休计划)有疑问,并且需要口译员,请在太平洋时间周一至周五早上 5 点至下午 6 点期间致电 1-800-726-8303,联系我们的管理办公室。届时,将有一名说英语的代表与您联系,他/她会为您引荐一位会说您的首选语言的人。

致新参与者的信

参与者报表(2019 年 6 月 30 日)— 65 岁以上参保人员

参与者报表(2019 年 6 月 30 日)— 65 岁以下参保人员

参与者报表(2019 年 6 月 30 日)— 未参保人员

Secure Retirement Plan(安心悠享退休计划)

SRT 计划说明和纲要

过渡声明

 

SEIU 775 Secure Retirement Plan(安心悠享退休计划)是全美针对家庭护理工作者首创的退休计划。设立该退休计划的目的是在您退休后为您提供额外的经济保障。

其雇主向退休基金供款的护理人员可享受 Secure Retirement Plan(安心悠享退休计划)。

截至 2020 年 7 月份,供款的雇主包括华盛顿州、Addus HomeCare、Amicable HealthCare、Catholic Community Services、Chesterfield Services、Concerned Citizens、First Choice Health Network、Full Life Care、Korean Women’s Association、Millennia Healthcare 和 ResCare Human Services(又名 BrightSpring and All Ways Caring)。

在满足参加服务达 6 个月这一要求后,符合资格的护理人员将自动加入该计划。退休后,该计划的参与者即可开始享受退休福利。

 

关于该计划的更多信息

 

计划类型

您的退休计划不是政府退休金计划。这是一项多雇主退休计划,受联邦法律 Employee Retirement Income Security Act (ERISA) 的约束。您的参与不会影响您获得 Social Security。

雇主供款

雇主供款的金额由雇主和 SEIU 775 之间签订的 Collective Bargaining Agreement(《劳资协议》)决定。自 2020 年 7 月起,供款金额将保持 0.50 美元/有效小时或提升到 0.80 美元/有效小时,具体取决于您为雇主提供服务的总小时数。在向该计划缴纳供款时不征税。您的计划仅接受雇主供款,因此目前您无法直接向本计划供款。

您的退休福利

您的账户供款受该计划的条款和联邦税法的约束。您的退休福利取决于退休时您在计划中的账户余额。除了雇主供款外,您的账户还会接收到投资收益的份额(但如果投资失败,收益则会减少),另外还需减去运营计划所需的管理费用。

Secure Retirement Timeline

July 2020 - SEIU 775-bargained retirement contributions increase up to a maximum $0.80 per qualifying hour
July 2019 - Access to online participant balance, vesting and beneficiary information
July 2019 - Plan year, participation and vesting rule changes
July 2019 - SEIU 775 successfully bargains for retirement contributions up to $0.65 per qualifying hour
February 2019 - Summary Annual Report mailed for the plan year ending February 28, 2018
December 2018 - Statements mailed for plan year ending Feb. 28, 2018
July 2018 - SEIU 775 successfully bargains for retirement contributions equal to $0.50 per qualifying hour
February 2018 - Summary Annual Report mailed for plan year ending Feb. 28, 2017
December 2017 - Statements mailed for plan year ending Feb. 27, 2017
July 2017 - SEIU 775 successfully bargains for retirement contributions equal to $0.25 per qualifying hour
June 2017 - Existing participants mailed a Summary Plan Document
February 2017 - Initial Plan Design Complete and Plan Document Approved
March 2016 - Secure Retirement Plan goes into effect and begins receiving contributions for hours worked since July 1, 2015
July 2015 - SEIU 775 successfully bargains for retirement contributions equal to $0.23 per qualifying hour

IMPORTANT NOTE ABOUT QUALIFYING HOURS
The vesting rules changed on July 1, 2019. If you were not yet vested on that date, work 1 additional qualifying hour to become vested in your current Account! (Note: This must occur prior to a permanent break in service for you to vest in contributions already made to your account. If you don’t meet the hours requirement for 5 plan years in a row, you will experience a “permanent break in service” and forfeit amounts contributed to your account before the permanent break. If you need help finding a new client, you may want to check out www.carinacare.com.