Secure Retirement Plan


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Getting started is simple! Learn more about how retirement works at this link.

SEIU 775 Secure Retirement Plan is the first of its kind in the nation for home care workers. It was created to help provide you with additional financial security when you retire.

The Secure Retirement Plan is available to caregivers whose employer contributes to the retirement fund.

As of July 2019, those caregivers include Individual Providers who contract through the State of Washington, and caregivers who work at Addus HomeCare, Amicable HealthCare, Catholic Community Services, Chesterfield Services, Concerned Citizens, First Choice In-Home Care, Full Life Care, Korean Women’s Association, Millennia and ResCare Human Services a.k.a. BrightSpring and All Ways Caring.

Those eligible caregivers will automatically be enrolled in the plan after meeting the 6-month participation services requirement. Upon retirement, participants in the plan can begin receiving a retirement benefit.

More About the Plan

Type of Plan

Your retirement plan is NOT a government pension plan. It is a multi-employer retirement plan subject to a federal law called the Employee Retirement Income Security Act (ERISA). Your participation does not prevent you from collecting Social Security.

Employer Contribution

The amount contributed by your employer(s) is determined by the Collective Bargaining Agreement between your employer(s) and SEIU 775. The amount being contributed starting July 2020 will either remain at $0.50 per qualifying hour or increase to $0.80 per qualifying hour depending on the total hours worked with your employer. Contributions are not taxed at the time they are made to the plan. Your plan only accepts employer contributions; you cannot contribute directly to the plan at this time.

Your Retirement Benefit

Contributions to your account are subject to the terms of the plan and federal tax laws. Your retirement benefit is based on your account balance in the plan at retirement. In addition to employer contributions, your account receives a share of investment gains and is reduced by investment losses, if any, as well as administrative expenses of operating the plan.

Answers to common questions about the Secure Retirement Plan and what it means for you.

If you have questions about the Secure Retirement Plan and need an interpreter, please contact our Administrative Office at 1-800-726-8303, 5 a.m. to 6 p.m. Pacific Time, Monday – Friday. You will be greeted by a representative in English who will connect you with someone who speaks your preferred language.

Read the Summary Plan Description for the Secure Retirement Plan.

Access the Plan documents and Summary Annual Report.

Resources for tax preparation and planning.
Learn more about Social Security and what it means for you.

Secure Retirement Timeline

July 2020 - SEIU 775-bargained retirement contributions increase up to a maximum $0.80 per qualifying hour
July 2019 - Access to online participant balance, vesting and beneficiary information
July 2019 - Plan year, participation and vesting rule changes
July 2019 - SEIU 775 successfully bargains for retirement contributions up to $0.65 per qualifying hour
February 2019 - Summary Annual Report mailed for the plan year ending February 28, 2018
December 2018 - Statements mailed for plan year ending Feb. 28, 2018
July 2018 - SEIU 775 successfully bargains for retirement contributions equal to $0.50 per qualifying hour
February 2018 - Summary Annual Report mailed for plan year ending Feb. 28, 2017
December 2017 - Statements mailed for plan year ending Feb. 27, 2017
July 2017 - SEIU 775 successfully bargains for retirement contributions equal to $0.25 per qualifying hour
June 2017 - Existing participants mailed a Summary Plan Document
February 2017 - Initial Plan Design Complete and Plan Document Approved
March 2016 - Secure Retirement Plan goes into effect and begins receiving contributions for hours worked since July 1, 2015
July 2015 - SEIU 775 successfully bargains for retirement contributions equal to $0.23 per qualifying hour

The vesting rules changed on July 1, 2019. If you were not yet vested on that date, work 1 additional qualifying hour to become vested in your current Account! (Note: This must occur prior to a permanent break in service for you to vest in contributions already made to your account. If you don’t meet the hours requirement for 5 plan years in a row, you will experience a “permanent break in service” and forfeit amounts contributed to your account before the permanent break. If you need help finding a new client, check out Carina.