Get the Right Care

Emergency Room vs. Urgent Care: What Care Option Saves You Money?

When you feel sick or have an injury, do you know the best care option? Our Emergency Plan Form asks you to locate your nearest Urgent Care Center, learn their address and hours of operation, and discover the types of health issues are better suited for the Urgent Care Center or the Emergency Room (ER). Choosing the right place to get care can save you money. Making a plan for choosing your care options can make your experience more manageable.

 

Find Your Nearest Urgent Care Center

Urgent care is a much more affordable option than the emergency room when you are enrolled with the Health Benefits Trust. Your co-pay for a visit to the emergency room is $200 (waived if admitted), whereas a visit to Urgent Care has only a $15 co-pay with Kaiser Permanente. 

Visit the Kaiser Permanente Public Locations page to find the closest Urgent Care Center to you — it can save you $185. To find an Aetna urgent care center near you, visit http://www.aetna.com/docfind/home.do and search under Urgent Care Centers.

Urgent Care Copay

$15 with Kaiser

  • Allergies
  • Asthma Attack (Minor)
  • Cold, Flu, Fever
  • Cough
  • Dizziness
  • Fractures
  • Headache
  • Nausea
  • Low back pain
  • Migraine
  • Minor Burns
  • Minor Cuts/Lacerations
  • Sore Throat
  • Sprains
  • Stitches
  • Urinary tract infection

Emergency Room Copay

$200 (waived if you are admitted)

  • Chest Pain
  • Compound Fractures (Bone Visible)
  • High Fever
  • Ingestion of Poison
  • Major Head Injury
  • Seizures
  • Severe Asthma Attack
  • Severe Burns
  • Shock
  • Uncontrollable Bleeding
This is not intended to be a complete list. If you have an emergency, call 911.

 

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