Advantages of Coverage

Your benefits improve your health and happiness.

5 Simple Steps to Use Your Benefits Wisely

We want you to care for yourself as well as you care for others. With the amazing, low-cost health, dental, and vision care provided through the Health Benefits Trust, getting the most from all of the benefits available to you is simple. Simply use your benefits wisely and you can save yourself money and keep costs affordable for the entire Home Care Aide community.

Complete a Health Risk Assessment

What you do affects your health. Take the Health Assessment to find resources that will help you become healthy! Your Health Risk Assessment is part of your online Health Profile (Group Health) or Total Health Assessment (Kaiser) and helps you and your doctor take better care of your health. You will receive helpful information on ways to stay healthy, use the many available resources and support to improve your overall health – tracking your progress year after year.

You may see questions about your daily life such as:

  • What are your daily eating habits?
  • How often do you exercise?
  • How often do you drink alcohol?

Complete your health risk assessment at:

 

Complete a Preventive Care Appointment with Your Primary Care Provider

Taking care of others can seem so much easier than taking care of yourself. But for you to take care of your consumers and your families well, you must also feel healthy. The challenge is finding enough time to visit your Primary Care Provider when you first notice health issues. If you begin to feel healthy or you are noticing changes in your body that concern you, it’s time to visit your Primary Care Provider. Don’t wait until your condition worsens before you seek care for yourself.

“What

  • A Primary Care Provider is a family practice, general practice, internal medicine or pediatrics provider who takes care of most of your health care needs
  • A PCP helps coordinate your specialty care
  • A PCP can help coordinate your mental health care

When you have a relationship with your PCP, they know you best and can help you get the care you need. Together you can be champions for your health.

 

Use Your Mental Health Benefits to Improve Overall Health

Your mental health is an important part of your overall health. If stress becomes too much to handle, using the mental health benefits included in your health coverage is a meaningful way to improve your mental health and your life. Your Primary Care Provider can match you with a mental health provider who can diagnose mental health issues that affect your well-being.

Group Health and Kaiser Permanente want to ensure that you benefit from the most recent advances in mental health services. They can work to find the most effective treatment for you based on your needs and comfort level. GH and KP provide mental health services in your community for services such as:

  • Depression
  • Anxiety
  • Relationship problems
  • Attention disorders

 

Group Health:

To begin or continue mental health care, or for urgent or crisis care during regular business hours (8 a.m. to 5 p.m.):

  • First-time appointments: Call 1-888-287-2680 or 206-901-6300
  • Urgent or crisis care: Contact the Consulting Nurse Service
  • In case of a life-threatening emergency, call 911

 

For Kaiser Permanente:

  • Call or email your doctor
  • Make a non-urgent appointment online with your doctor
  • Talk to an advice nurse 24/7 by calling:
    • 703-359-7878 or 1-800-777-7904 (toll free)
  • Take a class to explore mental health conditions: depression, anxiety disorders, insomnia, couples communication, chemical dependency, anger, parenting and more

 

Compare Urgent Care v. Emergency Room Care

A visit to the Emergency Room costs you and the Health Benefits Trust more. But choosing the right option for your immediate medical needs helps keep health insurance costs down for you and all HCAs. It can be confusing knowing where to go when you or a loved one aren’t feeling well or have experienced an injury. Be prepared and make a plan by using our Emergency Plan Form – just print, complete, and keep in a convenient place (such as on your refrigerator).

When a sudden injury or illness happens, you’ll always know:

  • Where your closest Urgent Care Center and Emergency Room are located
  • The hours your closest Urgent Care Center is open
  • How to identify which symptoms would be best treated at Urgent Care

 

Find Your Nearest Urgent Care Center:

 

It hurts! Where should I go?  Click the image below to see some examples of when to use Urgent Care or the Emergency Room. (This is not intended to be a complete list.)

Care Options Plan Thumbnail

 

Complete a Dental Visit & Boost Overall Health

Healthy teeth and gums are a critical part of your overall health. That’s why the Health Benefits Trust has you covered for routine dental care, as well as emergencies you might face. To take the best care of your teeth and gums and contribute to your overall oral health, visit your dentist every six months for a complete exam and cleaning.

To keep your smile healthy, your dental benefits include, at no additional cost to you:

  • Routine exams
  • Regular cleanings
  • X-rays
  • Gum care
  • Fillings

Depending on your plan, some of the cost of the following procedures may also be covered:

  • Crowns
  • Inlays
  • Bridges
  • Dentures
  • Implants
  • Oral surgery
  • Periodontics (treatment for gum disease)
  • Endodontics (root canals)

During enrollment, you have the option of getting dental care from either Willamette or Delta Dental.

  • Delta Dental offers two dental cleanings covered in full every calendar year
  • Willamette Dental offers full coverage for cleanings twice a year after you’ve paid a $15 co-pay

Take a few minutes to take this self-assessment to understand your personal depression risk.

Measure Your Risk for Depression

Take a few minutes to take this self-assessment to understand your personal depression risk.

Take Assessment

Plan Ahead! Complete Your Care Options Plan

Click the image below to see some examples of when to use Urgent Care or the Emergency Room. (This is not intended to be a complete list.)

Care Options Plan Thumbnail

Download

Group Health

Visit Group Health Urgent Care for information to find the closest Urgent Care Center to you — it can save you $185

Kaiser Permanente

Visit Kaiser Permanente Urgent Care for more information to find the closest Urgent Care Center to you — it can save you $170